Think Bigger. Aim Higher. Go Further.

Tag: teacher

The God App

David Chacko’s newest mystery novel, The God App, is a story about a detective tracking down the killer of the professor who invented a computer program that anticipates major moves in the financial markets. Whoever holds The God App is far above the law as the people who rule the world come calling for their guaranteed returns. It would seem that the only problem with The God App is for those who don’t have one…sound familiar?


If everyone had The God App then no one would have a God App. Today we are at a point where the only way to beat the disease is to lose the patient. As long we are competing with each other, we’ll never figure out how to predict the future, let alone fix it.

First, we seriously need to reorganize ourselves:

Instead of ranking, rating, and organizing each other as winners and losers of things, we need to organize ourselves as students and teachers of things.  This would allow us to exchange value with each other in a pre-dollar proto-economy without necessarily competing with each other.  Teachers would represent supply and students represent demand in a collaboration market.  Here is what the teacher/student scale may look like:

Second, we need to create an inventory

In order to build anything useful or meaningful, we need to have an large inventory of parts that can be easily combined, assembled, exchanged, and inter related.

Today, Wikipedia has grown to become the most comprehensive collection of definitive information about the world around us.  Everyone should rewrite their résumé as a set of Wikipedia URLs that most closely represent their talents, interests, experiences, skills, and abilities.  People will locate their selves on a knowledge graph.

A Wikipedia Cluster Ballcourtesy of Chris Harrison (click to enlarge)

The dimensional résumé:

When we combine Wikipedia Tag with the teacher/student scale, it forms a 2-dimensional array.  This new form of résumé/CV allows communities to store and exchange value among each other.  The CV array may look something like this (etc):

The Personal API

In this 2-dimensional form, everyone would own and control a string of code that represents their willingness and ability to build and collaborate economically in their community.

[tag1](-3), [tag2](+2), [tag3](1), [tag4](-2), [tag5](3),….,etc.  

This string can be processed computationally more like an API than a résumé. Most importantly,  anonymity can be preserved until the point when a transaction will actually take place.

Additionally, people can represent themselves by partial strings to create separate personas. Individual APIs can be combined among many people, and their personas, to create productive teams, communities, and corporations.

Adding dimensions to your API: Attributes such as location, schedule, context, and equipment can be attached in real time or travel dynamically wherever the persona is traveling.

The API Economy

With anonymous source data; everyone can conduct surveys of communities that would likely resemble the proverbial “Bell Curve” or, a normal distribution.  This is important because it would allow everyone the same ability to predict the likelihood that a collection of knowledge assets can execute a particular business plan.  People could see exactly what they need to do next in order to achieve a reliable probability of success in an economy.

Sounds Like Big Brother?

If this scares you, then consider this:  The God App is already here. Everything you do is captured electronically in a very similar form in order to create a predictive profile of you; what you will buy, who you will associate with, who you will vote for, etc.

Political campaigns, advertising agencies, Facebook, Google, Linkedin, corporations, government, Wall Street, and even organized crime (not to be redundant) use big data to gerrymander their way into your productivity potential.  The difference is that 99% are excluded from the predictive process, shackled behind the curtain, detached from their hopes, dreams, and intensions…mindlessly posting résumés, guessing, reacting, etc.

And the Good Lord said unto thee….

Hey dumb ass, wake up.  You can cut them all off at the nub with a simple app that a bunch of hackers could probably code-up during detention hall. Get this sucker viral and build the better FB already. The only way THEY can cut you down would be to cut themselves down.

Now THAT’s a God App.


(The implications of this app are vast – everything changes without changing anything. Follow-on articles will discuss these various nuances.  Any builders out there?)

The Accounting System Hack

In the first post of this series, we identified the 5 components of a financial system and suggested that Zertify, Gamidox, and Exoquant would serve to simulate their functions in a parallel economy before taking over completely.

In order to accomplish this, we need to start with an accounting system hack. Fortunately, standard accounting practices are quite robust with double entry balancing of assets and liabilities.  Luckily, the problems only arise with the definition of what is an asset and what is a liability.  That is a relatively easy jailbreak.

The Price Is Wrong

The problem is that we “price” assets from low to high, from bad to good, and from loser to winner, etc., with little regard for proximity, environment, community, or time, etc.   The financial system needs to artificially create losers in order to price the winners.  This is fairly obvious for tangible assets like cars, tomatoes, and real estate, but not so much for so-called intangible assets like people.  This is hugely inefficient on so many levels and therefore vulnerable to attack.

The collaborative advantage

Zertify classifies human knowledge assets on a scale of 1-6 beginning with “teacher” and ending with “student”.  Students and teachers do not compete with each other and therefore intermediate levels represent various degrees of collaboration, not competition.  The teacher bias represents supply of knowledge and student bias represents the demand for knowledge, this establishes a trade vector in our proto economy.

Technically, the 6 segments represent 6 standard deviations on a normal distribution.  This allow for communities to organize around their diversity rather than recoil among their similarity. This arrangement also allows the for the usage of an important body of predictive mathematics.


This simple hack is important because it is benign to the current economy and will not trigger an antigen. Corporations, governments, and communities already seek to match the right knowledge asset to the right demand asset for knowledge – this is actually improved under the new accounting system.

Therefore, the hack is true to the math because it provides the existing financial system with an equivalent predictive asset while eliminating irrelevant bias and costly competition.

The Resume Must Die

The objective would then be to move away from the resume system and establishing a community knowledge inventory system under a commons based ontology.  Everyone would have their individual API which they own, manage, control and transact. A person’s CV would be expressed as a string of code that  is anonymous until the point of transaction. A tremendous amount of data will be derived from Zertify which will feed into the next hack called The Value Game.

Goodbye University Hello Multiversity

I recently responded to the following Question on a Facebook group:

How could a newly established university be designed today in order to be elite? Which features must be included, and which features can be left out?

Subquestion: “What would you include in all dimensions: desired faculty, desired student body, location, graduation, research and tenure requirements, institutional structure and purpose, among other things, and what features would you exclude that are currently prevalent at “elite” institutions such as the Ivy Leagues?”

My answer as follows:

Why not go farther, much farther. Teachers would not get paid. Instead, they would hold an equity position the future of their students. Sort of like an inverse pyramid scheme built on knowledge assets – teachers would collect a small % amount from many students and a smaller % amount from their many future students students, and so on (multiplying value instead of dividing value). This would attract a certain type of teacher as well as a certain type of student. It would also favor research and innovation since the promise of stagnant salaries are not attractive in this arrangement.

Why two or three subject minors? How about a 3 platform minors; one in social philosophies, a minor in creative arts, and a minor in sciences. Instead of a “degree” your education would be expressed as a string of code representing each unit of study to form your unique API. Your API would interface with the APIs of your colleagues and teachers such that an algorithm could predict the likelihood that a strategic combination of knowledge assets could execute a particular business plan. Such probabilities would be able to predict and associate future cash flows with such business plans. These cash flows could then be securitized into a financial instrument called an “innovation bond”.

Rich people, corporations, and governments would buy these bonds and the revenues would fund the school. Access to the bonds also provides access to the underlying assets – the world’s knowledge. They would be hugely valuable as a hedge agains a declining fiat currency because, like money, knowledge assets can be deployed to create the things people need. Soon, everyone would become a teacher and everyone will become a student in a new form of capitalism will emerge where factors of production are allocated as social, creative and intellectual capital.


There were several interesting responses to this question as well as comments to my response.  Admittedly, I was riffing a bit with my response , but I’ll defend it as follows:  

First, let us not mistake “money” for “value” as a so-called “equity position” can be denominated in either. Second, there are many examples in society that demonstrate my conclusion.  Parents take an equity position in the future of their children, executives across America have a cadre of protege from whom they take an equity position in their careers, and Society accepts levies, and taxes, and buy bonds that fund public education so that future productive generations can support the elderly.

The miracle of capitalization and securitization have created extraordinary levels of prosperity on Earth compared to historic social structuring.  The ability to capitalize and securitize knowledge assets (as opposed to classical land, labor, and capital) is likely the next economic paradigm…if not the only sustainable economic paradigm.  I would suggest that current university system is the aberration, not my comment above.

Goodbye Universe, Hello Multiverse

Where Teachers Hold an Equity Position

Teachers are “threatened” with layoffs. In some cases, the profession is openly mocked. Meanwhile, corporations are staring blankly at the knowledge gap in their industries.  The older generation is retiring, moving on, and taking their knowledge with them.  Teacher’s unions are busted and disappearing. Apprenticeships are a thing of the past.  Everyone is asking “where are the jobs – there is plenty of work to do”

Education is obviously a financial instrument.  Think about that for a minute – it is an investment like any other investment. Wall Street has an arbitrage instrument for every market anomaly – why not education?

What would happen if teachers were given an equity position in their students?  Isn’t this what families do to prepare their kids to take over the family business?  Isn’t this what happens in corporations where executives pick proteges?  Isn’t this what happens in politics where knowledge is traded among a closed group?

A school like Harvard University or MIT certainly hold and equity position in their students. What if every community viewed every child as an asset instead of a liability?

My Christmas Gift

This year, I send my Christmas greetings from Mexicali, Baja California, Mexico.

Besides seeing all of my wonderful in-laws and cousins, I had the opportunity to meet with a couple of my students from many years ago.  They are now entrepreneurs, business owners, and influential leaders in the complex web of Mexican and International society.

I knew them when they were just kids struggling through engineering school – I saw them as gems in the rough, now I get to marvel at the diamonds.  Wow, what an incredible experience.   Of course, they can’t see how I view them nor can I see how they view me.  One thing is certain, these are very special relationships.  I managed to hold back tears of joy.

The trust is instantaneous and profound.  We hang on each other’s words as incalculable truths pour from our experiences.  We cite each other’s nuances and we recall quotes long ago lost.  I remember the extraordinary challenges of getting 250 of them through the US Engineering Board exams.  We spoke of the early days of NAFTA and the oppression of the Maquiladora Industry.  We spoke with the wisdom that we wished we had 17 long years ago.

I wonder what happened to the others.  I know a few that have also become quite successful.  The only thing I gave them was proof that they were equal in every way to any engineer on earth.  As such, they managed their careers with that single data point lodged in the back of their mind.  Now they are proving to me what I had only suspected then.

In return, they gave me everything that I am thankful for today as I celebrate Christmas with my wonderful family.  I met my wife while working with these kids.  I found my own ethnic identity working with these kids.  I learned Spanish working with these kids.  I earned the wisdom to represent a fortune 100 company around the World after working with my kids. In fact, my blog and all supporting research is a direct result of a flaw I observed in market capitalism while working with my kids and their interaction with NAFTA. The courage to leave corporate life and take a leadership role in an hugely disruptive start-up company is a direct result of working with these kids.

These kids (men and woman) are among the greatest gift I could have ever imagined receiving.  My advice to others is to always have students.  Always teach people what you know.  Always elevate others and you will find yourself elevated to astonishing heights. Be a student and provide this joy to those who wish share themselves deeply with you.  This is where true happiness is found.  This is the gift that Christmas celebrates – be a teacher

Merry Christmas.

Please Support The Symbionomics Project on Kickstarter

Should Educators Command an Equity Position in Students?

The idea that a mentor may take an equity position in a protege is not new – it happens in families and extended families as elders are fully aware that the children will provide for the family in the future. The connection is not to hard to grasp that it’s in everyone’s best interest to help the kids – all of the kids. This is the social contract.

Somehow that connection gets lost when everyone is competing for the same set of limited jobs and everyone is responding to the pressures of insurmountable debt to banking institutions.

As Social currencies begin to replace the decaying monetary currency, a new set of social instruments will arise. The scope and range of new social contracts is unlimited and should be expected to increase substantially. These social contracts will become tangible in a communities and may he used in a system of trade that stores and transfers knowledge efficiently in a community.

If a father can teach a son how to become successful in the family business, why can’t a community of fathers teach a community of sons to be successful in a community of businesses? This may need to happen whether we like it or not.

The 2.3 Trillion Dollar Mentor Market

Mentors provide expertise to less experienced individuals to help them advance their careers, enhance their education, and build their networks. In many different arenas people have benefited from being part of a mentoring relationship: Freddie Laker mentored Richard Branson, Bach mentored Mozart, Dr. Dre mentored Eminem, Aristotle mentored Alexander the Great, and Obi-wan Kenobi mentored Anakin Skywalker.

Mentorship: a Valuable 2-way Conversation

Suppose that mentorship could be monetized like financial instruments.  Within the structure of an innovation economy specified by The Ingenesist Project; a knowledge inventory, a percentile search engine, and an innovation bank will match the most worthy student to the most worthy mentor in the respective market structure.  The mentor would take an equity position in the protégé, not unlike taking a stock in a corporation.

For example:  A single mid-career mentor could take on 10 protégés with an option to exercise, say, 1% of the students future salary for every year mentoring upon predetermined retirement date. Say that the average mentorship lasts 10 years.  Likewise, each of the protégés also becomes a mentor taking on 10 protégés of their own.  The Master mentor will collect 1% of the revenue that each of the 100 sub-protégés provide to their middle mentors per year.

The Educational Pyramid Scheme

If each protégé becomes at least as successful on average as the mentor, the master mentor can collect the equivalent of their average salary for the duration of their retirement.  If each of the protégés become equally effective mentors, then the master mentor can double their average salary for the duration of their retirement.   A third tier adds another salary to the master mentor.

This is what actually happens in an informal way within companies, government, and Jedi Knighthood; the exception is that social media will enable this to occur outside the construct of a corporation – and such.

Game Theory for the Rest of Us

An interesting social game emerges:  It becomes the best interest of the mentor that each of their protégés is successful in their field and practice high integrity.  It is in the best interest of the mentee to learn as much as they can and become as proficient as they can. It is the best interest for mentees to pick appropriate mentors and it is in the best interest for mentors to take on appropriate mentees.  It is efficient for mentees to form a social network among themselves and for Master Mentors to form a network among themselves. A multiplier effect surges with cross-mentoring.

In aggregate, it is in the best interest for the membership in the social network to cooperate rather than compete because their income would ultimately benefit less from competition than from cooperation.

2.3 Trillion Dollars Market

The American Public education system is in disarray.  Standardized education defies the diversity of the country.  Teacher’s pay has been stagnant. Curriculum takes years to respond to new knowledge. Recent McKinsey research finds that a persistent gap in academic achievement between children in the United States and their counterparts in other countries deprived the US economy of as much as $2.3 trillion in economic output in 2008

None of this has anything to do with the dreams of our children.  None of this has anything to do with the intellect, motivation, and perseverance of our kids.  It has everything to do with Political stalemate and failure of the economic system.  All children can achieve their dreams, and ours, if there were a market for mentors.

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